Trusted Insurance Agency in Ypsilanti, Michigan!
Welcome to the Andy Stewart Insurance Office, proudly serving Ypsilanti, Michigan and the surrounding communities with personalized insurance coverage. With more than 15 years in the insurance industry and six years as an agency owner, my team and I are committed to helping individuals, families, and business owners understand their options and make informed decisions about protecting what matters most.
I have called the Ypsilanti area home for more than 25 years and am a proud graduate of Eastern Michigan University. My path to insurance was not a straight line. Before opening my agency, I spent 10 years in food service, 20 years as a high school science teacher, and also operated my own handyman business as a licensed builder. Each step taught me valuable lessons about serving people, solving problems, explaining complex topics in a way that makes sense, and building lasting relationships. Today, I still consider myself a teacher, helping customers understand insurance and make confident decisions.
My wife and I have been married for more than 25 years, and we are proud parents of our daughter Madeline and son Colin. We also share our home with our two Shih Tzu mixes, Jax and Auggie. Outside the office, I enjoy woodworking, construction projects, tinkering on cars, traveling, and staying involved in the community. I am a member of the Saline Area Chamber of Commerce and a local BNI group, and our agency supports several local nonprofit organizations and youth sports programs. Throughout my career, I have earned numerous teaching awards and certifications, several insurance certifications, and recognition as a multiple-time Honor Club and Ambassador Club qualifier.
Comprehensive Insurance Services in Ypsilanti & Nearby Areas:
Our office proudly serves individuals and families throughout Ypsilanti, Ann Arbor, Canton, Belleville, Milan, Dexter, Saline, Chelsea, and nearby communities. We offer a range of insurance products, including:
🚗 Auto Insurance: Whether you're commuting to work, taking a road trip, or helping a new driver get on the road, we can help you explore coverage options that fit your needs.
🏡 Home Insurance: Your home is one of your biggest financial commitments. We can help you understand coverage options designed to help protect your property and the things that matter most.
🛋️ Renters Insurance: Even if you do not own your home, protecting your belongings and personal liability can be an important part of your overall coverage.
❤️ Life Insurance: Life insurance can help provide financial support for the people who depend on you and help you prepare for the unexpected.
🏢 Business Insurance: From small business owners to established operations, we can help you review coverage options that support your business goals and responsibilities.
Our team reflects the diversity of the community we are proud to serve. With multiple generations, cultural backgrounds, and life experiences represented in our office, we understand that every person and family has different needs. We are also able to assist customers in English and several dialects of Arabic, helping us better serve our Arabic-speaking neighbors with clear communication and personal attention.
We strive to make every interaction comfortable, respectful, and helpful, whether you meet with us in person, by phone, virtually, or at home. Our office is conveniently located between Harbor Freight and Sally Beauty near the former Walmart location, and yes, we are a pet-friendly office with a few furry regulars who stop by from time to time. Connect with our Ypsilanti insurance office today - we look forward to helping you protect what matters most!
Commonly Asked Questions:
Q. Do I need to come into the office to start a policy?
A. No, we would love to have you into our office, but we can do everything over the phone or by virtual meeting.
Q. What does a deductible mean in an insurance policy?
A. A deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and a $2,000 claim, you pay $500 and the insurer pays $1,500.
Q. What is the difference between actual cash value and replacement cost in property insurance?
A. Actual cash value pays you the value of the is currently, whereas replacement cost pays the amount needed to replace the item with a new one of similar kind and quality.
Q. What are my PIP (Personal Injury Protection) options?
A. There are many options in Michigan, and it can be difficult to navigate. Give us a call, we can go over all your options and come up with a perfectly tailored policy for you.
Q: How do I get car insurance quotes?
A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Andy for insurance guidance in Ypsilanti.
Q: How fast can I get car insurance?
A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Ypsilanti, you can count on Andy for personalized service.
Q: What kind of insurance do I need for a leased vehicle?
A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Andy serves Ypsilanti, MI and is happy to help with your insurance needs.
Q: What does renters insurance cover?
A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Andy is here to help your Ypsilanti household feel covered.
Q: What should I know about life insurance?
A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Looking for coverage? Talk with Andy about your options in Ypsilanti.
Q: Do you have to have home insurance?
A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Andy is proud to serve the Ypsilanti community.
