Andy Stewart

Welcome to the Andy Stewart insurance office in Ypsilanti, Michigan. With more than fifteen years of combined experience, my team and I are committed to making insurance clear, approachable, and supportive for the people we serve. Helping our neighbors understand their options and feel confident in their coverage has always been at the core of how we work.I’ve proudly been part of the Ypsilanti community for over twenty‐five years. My journey here began at Eastern Michigan University, and my family has grown and thrived in this area ever since. My wife and I have been married for more than twenty‐five years, and we’re proud parents to two wonderful children. Outside the office, I enjoy building, traveling, and woodworking—activities that keep me connected to both creativity and community. Our office serves customers throughout Ypsilanti and surrounding communities, including Ann Arbor, Canton, Belleville, Milan, Dexter, Saline, Chelsea, Whitmore Lake, and Romulus. We assist individuals and families with Auto Insurance for everyday driving, Homeowners Insurance, Renters Insurance, and Condo Insurance for where life happens, Life Insurance to help families prepare for the future, and Business Insurance for local owners. We also offer Motorcycle Insurance, Recreational Vehicle Insurance, and Pet Insurance to support a wide range of lifestyles and needs. Our bilingual team is fluent in English and Arabic, allowing us to better serve the diverse community we’re proud to be part of. We value accessibility, clear communication, and long‐term relationships, and we strive to be a reliable local resource customers can count on.

🚐Recreational Vehicle Insurance: From RVs and ATVs to boats and jet skis, we offer coverage that keeps your adventures moving. Our recreational vehicle coverage is tailored to protect your ride, your gear, and your good times—whether you're on the road, off the beaten path, or out on the water.

🚗 Car Insurance: Whether you’re hitting the road for the holidays or just enjoying a weekend getaway, make sure your car insurance has you covered. Don’t let an unexpected event slow you down—be prepared for all the journeys ahead.

🏡 Homeowner's Insurance: Autumn can bring unpredictable weather, from freezing rain to snowstorms Take a moment to review your home insurance and ensure your property is covered, no matter what the season throws your way.

🛋️ Renters Insurance: Renting this Fall? Your personal belongings deserve the right protection. A quick review of your renter's insurance can give you confidence, knowing that your valuables are covered if the unexpected happens.

❤️ Life Insurance: This month, consider your loved ones’ future and the financial protection you want to leave behind. Life insurance can provide security, making sure your family is taken care of no matter what.

🏢 Business Insurance: The end of the year brings new opportunities for your business to bloom. Review your coverage now to ensure you're protected as you grow and evolve, so you can focus on reaching your goals without any worries.

Commonly Asked Questions

Q. Do I need to come into the office to start a policy?

A. No, we have many options including Virtual meeting, phone, or in person if you like.

Q. What does a deductible mean in an insurance policy?

A. A deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and a $2,000 claim, you pay $500 and the insurer pays $1,500.

Q. What is the difference between actual cash value and replacement cost in property insurance?

A. Actual cash value pays you the value of the is currently, whereas replacement cost pays the amount needed to replace the item with a new one of similar kind and quality.

Q. What are my PIP (Personal Injury Protection) options?

A. Give us a call, we can go over all your options and come up with a perfectly tailored policy for you.

Stop by our office or schedule an appointment anytime—we’d love to discuss your needs and help you protect what matters most!